Skip to content

5 Best auto Insurance in Florida (compare what suits you)

August 9, 2017

Best auto Insurance in Florida (compare what suits you)

If you are looking for the best auto Insurance in Florida, here you can compare which suits you more according to your trajectory and your results over time, an accumulation of information so that you can determine and choose your best option.

The order in which they are ordered does not necessarily have to see that one is better than another but in descending order from top to bottom the best options will be first on the list.

best auto insurance in florida

5 Best auto Insurance in Florida

  1. PROGRESSIVE
  2. USAA
  3. AMICA
  4. MERCURY
  5. GEICO

    We will see the details of each of our car insurance for you to determine which one is best for you.

PROGRESSIVE:

Progressive Sinister is an automotive insurance provider that does all states of the nation work. This insurer’s policy premiums are less than most other automobile insurance providers. Further details on Progressive affordability, customer service and financial strength.

Overview

Smart Rating
(96 out of 100)
Progressive’s Smart Rating compares very favorably to other car insurance providers. Included in this rating is Credio’s score of Progressive’s premium affordability and overall customer satisfaction.

Insurance Policy in Florida

Progressive does in fact offer car insurance policies in your state!

When getting a quote, keep in mind that Florida requires the following minimum coverage options:

Bodily Injury: $10,000 per person and $20,000 per accident*
Property Damage: $10,000 per accident
Uninsured Motorist: $10,000 per person and $20,000 per accident*
Personal Injury Protection: $10,000
*Please note these coverages can be rejected

Coverage Options
Progressive offers standard car insurance coverages like Bodily Injury Liability, Medical Payments (Personal Injury Protection), Uninsured Motorist, Comprehensive Physical Damage, Collision, and Property Damage Liability. For more information on each, click here.
In addition, Progressive offers the following special coverage options.

  • Roadside Assistance: Roadside Assistance coverage protects you if your car breaks down due to mechanical or electrical issues like a dead battery, a flat tire, or a lock-out.
  • Car Rental: This protects you if your car is being repaired as part of a Comprehensive or Collision claim; pays for up to 30 days of a rental.
  • Accessories: This protects you if items you add to your car get damaged; pays to repair or replace items like stereos, TV equipment, custom paint, and more.

Affordability

affordability rating
5.0
Affordability Rating is the measure by which Credio ranks the price competitiveness of a car insurance policy through Progressive to alternative providers.

We’ve given Progressive an Affordability Rating of 5 out of 5 stars. This means that the premiums you will pay on Progressive’s auto insurance policies aresignificantly more affordable than the premiums you would pay on competitor car insurance policies.

 

Estimated Monthly Premium vs. Average Estimated 6-Month Lump Sum vs. Average
$53 United States dollars / month $80 to $99 less expensive $319 United States dollars 400 less expensive
Credio averaged rates for a 30-year-old individual with no incidents on record a
cross all 50 states in the country. Sample drivers had minimum liability insurance limits required by the respective state, and no collision or comprehensive insurance, except when required by an insurer. Where needed, minimum required amounts of personal injury protection were added. We used a 2017 Honda Accord in all cases. These are sample rates. Your own rates will be different.

Available Discounts
Progressive currently offers eleven different discounts on its auto insurance policies. This is more than the typical number of discounts offered by other insurers.

The specific discounts available from Progressive are listed to the right. If eligible, you could save on your monthly premium payment.

Discounts Offered Auto Pay, Continuous Insurance, Good Student, Homeowner, Minor on Policy, Multi-Line Policy, Multi-Vehicle Policy, Online Quote, Online Signature, Safe Driving Record, and Up-Front Payment

 

Customer Satisfaction  3.9

Customer Satisfaction Rating is the measure by which Credio ranks the quality of the experience of holding a car insurance policy with Progressive compared to other insurers. The data is based on a survey we conducted of Progressive customers.

Progressive’s Customer Satisfaction Rating is 3.9 out of 5 stars, which is approximately in line with most other car insurance providers. For more details, see the chart below for Progressive’s specific customer experience rankings.

Contact Info

Website Progressive (progressive.com)
General Phone Number
Customer Service Phone

USAA

smart rating

98

USAA Casualty Insurance Company (USAA) is an automotive insurance provider serving most states across the nation. See below for more detail on USAA’s affordability, customer service, and financial strength.

Overview

Smart Rating
98 out of 100

USAA’s Smart Rating compares very favorably to other car insurance providers. Included in this rating is Credio’s score of USAA’s premium affordability and overall customer satisfaction.

customer satisfaction rating
4.5
For information on how USAA stacks up against the competition across these metrics, see the corresponding sections below.
Insurance Policy IN FLORIDA

USAA does in fact offer car insurance policies in your state!

When getting a quote, keep in mind that Florida requires the following minimum coverage options:

  • Bodily Injury: $10,000 per person and $20,000 per accident*
  • Property Damage: $10,000 per accident
  • Uninsured Motorist: $10,000 per person and $20,000 per accident*
  • Personal Injury Protection: $10,000

*Please note these coverages can be rejected

Coverage Options

USAA offers standard car insurance coverages like Bodily Injury Liability, Medical Payments (Personal Injury Protection), Uninsured Motorist, Comprehensive Physical Damage, Collision, and Property Damage Liability. For more information on each, click here.

In addition, USAA offers the following special coverage options.

  • Roadside Assistance: Pays toward the cost to tow or repair your vehicle if you are stranded and your vehicle won’t run. It also includes services to unlock your vehicle, deliver gas or change a tire.
  • Rental Reimbursement: An optional feature that pays the cost of a rental car (up to the class you choose) while your vehicle is being repaired due to a covered insurance claim.

Affordability

Premium Payment Affordability
Unfortunately we were unable to collect data on USAA’s auto insurance premiums. For detailed quote information on this provider, please check out their website (USAA).

Available Discounts
USAA currently offers twelve different discounts on its auto insurance policies. This is more than the typical number of discounts offered by other insurers.

The specific discounts available from USAA are listed to the right. If eligible, you could save on your monthly premium payment.

Discounts Offered

Customer Loyalty, Defensive Driver Courses, Good Student, Legacy Customer, Low Annual Milage, Military Installation, Multi-Line Policy, Multi-Vehicle Policy, New Vehicle, Safe Driving Record, Vehicle Storage, and Young Driver Training

Customer Satisfaction

customer satisfaction rating
4.5

Customer Satisfaction Rating is the measure by which Credio ranks the quality of the experience of holding a car insurance policy with USAA compared to other insurers. The data is based on a survey we conducted of USAA customers.

USAA’s Customer Satisfaction Rating is 4.5 out of 5 stars, which is among the highest of all car insurance providers. For more details, see the chart below for USAA’s specific customer experience rankings.

Contact Info

Website USAA (usaa.com)
General Phone Number
Customer Service Phone

AMICA

smart rating

94

Amica Mutual Insurance Company (Amica) is an automotive insurance provider serving most states across the nation. The policy premiums from this insurer are about as expensive as most other car insurance providers. See below for more detail on Amica’s affordability, customer service, and financial strength.

Overview

Smart Rating
94 out of 100

Amica’s Smart Rating compares very favorably to other car insurance providers. Included in this rating is Credio’s score of Amica’s premium affordability and overall customer satisfaction.

Insurance Policy

Amica does in fact offer car insurance policies in your state!

When getting a quote, keep in mind that Alabama requires the following minimum coverage options:

  • Bodily Injury Liability: $25,000 per person and $50,000 per accident
  • Property Damage Liability: $25,000 per person
  • Uninsured/Underinsured Motorist Bodily Injury: $25,000 per person and $50,000 per accident*

*Please note this coverage can be rejected

 

Coverage Options
Amica offers standard car insurance coverages like Bodily Injury Liability, Medical Payments (Personal Injury Protection), Uninsured Motorist, Comprehensive Physical Damage, Collision, and Property Damage Liability.

In addition, Amica offers the following special coverage options.
Roadside Assistance: Roadside Assistance Program can help get you going again – whether jump-starting a dead battery, changing a flat tire, delivering fuel if you run out of gas or towing your car.

Prestige Rental Coverage:

With this coverage, you have no daily limit on your rental charge. Prestige coverage gives you up to $5,000 per loss toward the rental of a comparable car.
Full Glass Coverage: When you have full glass coverage, it will provide new windshields or door windows at no cost to you. Your replacement coverage applies to any damage, big or small.

Identity Fraud Monitoring:

Amica monitors your credit files and personal information at via major credit bureaus, alerting you to unusual changes.

Affordability

affordability rating
4.0
Affordability Rating is the measure by which Credio ranks the price competitiveness of a car insurance policy through Amica to alternative providers.

We’ve given Amica an Affordability Rating of 4 out of 5 stars. This means that the premiums you will pay on Amica’s auto insurance policies are a bit more affordable than premiums on competitor car insurance policies.

Estimated Monthly Premium vs. Average Estimated 6-Month Lump Sum vs. Average
$125 United States dollars / month $0 to $19 less expensive $752 United States dollars $0 to $99 less expensive
Credio averaged rates for a 30-year-old individual with no incidents on record across all 50 states in the country. Sample drivers had minimum liability insurance limits required by the respective state, and no collision or comprehensive insurance, except when required by an insurer. Where needed, minimum required amounts of personal injury protection were added. We used a 2017 Honda Accord in all cases. These are sample rates. Your own rates will be different.

Available Discounts
Amica currently offers thirteen different discounts on its auto insurance policies. This is more than the typical number of discounts offered by other insurers.

The specific discounts available from Amica are listed to the right. If eligible, you could save on your monthly premium payment.

Discounts Offered

Anti-Theft Devices, Auto Pay, Customer Loyalty, Defensive Driver Courses, Electronic Billing, Good Student, Homeowner, Internal Safety Features, Long Distance Student, Multi-Line Policy, Multi-Vehicle Policy, Up-Front Payment, and Young Driver Training

Customer Satisfaction

customer satisfaction rating
4.3

Customer Satisfaction Rating is the measure by which Credio ranks the quality of the experience of holding a car insurance policy with Amica compared to other insurers. The data is based on a survey we conducted of Amica customers.

Amica’s Customer Satisfaction Rating is 4.3 out of 5 stars, which is among the highest of all car insurance providers. For more details, see the chart below for Amica’s specific customer experience rankings.

Contact Info

Website Amica(amica.com)
General Phone Number
Customer Service Phone

MERCURY

smart rating
93

Mercury General Corporation (Mercury) is an automotive insurance provider serving a handful of states across the nation. The policy premiums from this insurer are about as expensive as most other car insurance providers. See below for more detail on Mercury’s affordability, customer service, and financial strength.

Overview

Smart Rating
93 out of 100
Mercury’s Smart Rating compares very favorably to other car insurance providers. Included in this rating is Credio’s score of Mercury’s premium affordability and overall customer satisfaction.

Insurance Policy

Mercury does in fact offer car insurance policies in your state!

When getting a quote, keep in mind that Florida requires the following minimum coverage options:

Bodily Injury: $10,000 per person and $20,000 per accident*
Property Damage: $10,000 per accident

Coverage Options

Mercury offers standard car insurance coverages like Bodily Injury Liability, Medical Payments (Personal Injury Protection), Uninsured Motorist, Comprehensive Physical Damage, Collision, and Property Damage Liability. For more information on each, click here.
Check out Mercury’s website for additional coverage options.

Affordability

affordability rating
4.0
Affordability Rating is the measure by which Credio ranks the price competitiveness of a car insurance policy through Mercury to alternative providers.

We’ve given Mercury an Affordability Rating of 4 out of 5 stars. This means that the premiums you will pay on Mercury’s auto insurance policies are a bit more affordable than premiums on competitor car insurance policies.

Estimated Monthly Premium vs. Average Estimated 6-Month Lump Sum vs. Average
$94 United States dollars / month $40 to $59 less expensive $564 United States dollars $200 to $299 less expensive

[box type=”note” align=”alignleft” ]Credio averaged rates for a 30-year-old individual with no incidents on record across all 50 states in the country. Sample drivers had minimum liability insurance limits required by the respective state, and no collision or comprehensive insurance, except when required by an insurer. Where needed, minimum required amounts of personal injury protection were added. We used a 2017 Honda Accord in all cases. These are sample rates. Your own rates will be different.[/box]

Available Discounts
Mercury currently offers six different discounts on its auto insurance policies. This is less than the typical number of discounts offered by other insurers.

The specific discounts available from Mercury are listed to the right. If eligible, you could save on your monthly premium payment.

Discounts Offered

Anti-Theft Devices, Good Student, Group Membership, Multi-Line Policy, Multi-Vehicle Policy, and Safe Driving Record

Customer Satisfaction

customer satisfaction rating
4.1

Customer Satisfaction Rating is the measure by which Credio ranks the quality of the experience of holding a car insurance policy with Mercury compared to other insurers. The data is based on a survey we conducted of Mercury customers.

Mercury’s Customer Satisfaction Rating is 4.1 out of 5 stars, which is significantly better than most car insurance providers. For more details, see the chart below for Mercury’s specific customer experience rankings.

Contact Info

Website Mercury (mercuryinsurance.com)
General Phone Number
Customer Service Phone
GEICO

smart rating
93

Government Employees Insurance Company (GEICO) is an automotive insurance provider serving most states across the nation. The policy premiums from this insurer are about as expensive as most other car insurance providers. See below for more detail on GEICO’s affordability, customer service, and financial strength.

Overview
Smart Rating
93 out of 100
GEICO’s Smart Rating compares very favorably to other car insurance providers. Included in this rating is Credio’s score of GEICO’s premium affordability and overall customer satisfaction.

Insurance Policy

GEICO does in fact offer car insurance policies in your state!

When getting a quote, keep in mind that Florida requires the following minimum coverage options:

Bodily Injury: $10,000 per person and $20,000 per accident*
Property Damage: $10,000 per accident
Uninsured Motorist: $10,000 per person and $20,000 per accident*
Personal Injury Protection: $10,000
*Please note these coverages can be rejected

Coverage Options
GEICO offers standard car insurance coverages like Bodily Injury Liability, Medical Payments (Personal Injury Protection), Uninsured Motorist, Comprehensive Physical Damage, Collision, and Property Damage Liability. For more information on each, click here.
In addition, GEICO offers the following special coverage options.
Emergency Road Service: This coverage provides service that helps with a dead car battery, flat tire, running out of gas, getting locked out and towing needs.
Rental Reimbursement: This is an optional coverage that helps pay your rental car costs while your car is being repaired as a result of a covered claim.
Mechanical Breakdown: Protect yourself from costly repairs that pop up after your new car warranty runs out. Covers repairs on all mechanical parts of the car.
Accident Forgiveness: If you have a solid driving record, GEICO won’t surcharge you for your first at-fault accident and you’ll be able to keep your good driving discounts.

Affordability

affordability rating
4.0
Affordability Rating is the measure by which Credio ranks the price competitiveness of a car insurance policy through GEICO to alternative providers.

We’ve given GEICO an Affordability Rating of 4 out of 5 stars. This means that the premiums you will pay on GEICO’s auto insurance policies are a bit more affordable than premiums on competitor car insurance policies.

Estimated Monthly Premium vs. Average Estimated 6-Month Lump Sum vs. Average
$101 United States dollars / month $20 to $39 less expensive $608 United States dollars $200 to $299 less expensive

[box type=”note” align=”alignleft” ]Credio averaged rates for a 30-year-old individual with no incidents on record across all 50 states in the country. Sample drivers had minimum liability insurance limits required by the respective state, and no collision or comprehensive insurance, except when required by an insurer. Where needed, minimum required amounts of personal injury protection were added. We used a 2017 Honda Accord in all cases. These are sample rates. Your own rates will be different.[/box]

Available Discounts

GEICO currently offers thirteen different discounts on its auto insurance policies. This is more than the typical number of discounts offered by other insurers.

The specific discounts available from GEICO are listed to the right. If eligible, you could save on your monthly premium payment.

Discounts Offered Anti-Lock Breaks, Anti-Theft Devices, Daytime Lights, Defensive Driver Courses, Good Student, Group Membership, Internal Safety Features, Military Service Member, Multi-Line Policy, Multi-Vehicle Policy, Safe Driving Record, Seat Belt Use, and Young Driver Training

Customer Satisfaction
customer satisfaction rating
3.9
Customer Satisfaction Rating is the measure by which Credio ranks the quality of the experience of holding a car insurance policy with GEICO compared to other insurers. The data is based on a survey we conducted of GEICO customers.

GEICO’s Customer Satisfaction Rating is 3.9 out of 5 stars, which is approximately in line with most other car insurance providers. For more details, see the chart below for GEICO’s specific customer experience rankings.

Contact Info

Website GEICO (geico.com)
Customer Service Phone

They met the 5 best auto Insurance in Florida According to a study done very carefully by our team, we hope that they find what they are looking for in relation to these insurance of cars in Florida we see in a next entry.

Leave a Reply

Your email address will not be published. Required fields are marked *

Comments (2)

Do you mind if I quote a couple of your articles as long as I provide
credit and sources back to your website? My blog is in the exact same niche as yours and my visitors
would certainly benefit from some of the information you present here.
Please let me know if this okay with you. Cheers!

Reply

Of course if we would love to your orders thanks for comment Also I would like to quote on your website if possible

Reply